Make collectors delete what they can't prove.
Live 90-minute class with Vance "The Credit Doctor". See why the disputes you sent keep coming back "verified," and what it actually takes to get inaccurate collections off Equifax, TransUnion and Experian.
COMING SOON
No monthly fee. No two-year program. No company taking $129 out of your account every month while your report looks exactly the same as it did last year.
$1.5M
Recovered from one collector
1,100+
Clients Served
2004
Suing debt collectors since 2004
Sound familiar?
You sent the letters. Thirty days later the account is back on your report marked "verified," like the dispute never happened.
You paid a credit repair company $129 a month for a year, and your report today looks the same as the day you signed up.
You got turned down for something that mattered (a house, a car, an apartment) over an account you barely recognize.
You've stopped opening the mail, because half of it is from a company that bought a debt you already forgot about.
None of that is because you did it wrong.
It's because nobody ever put real pressure on the company reporting it.
An account can sit clean on one bureau but be ugly on another. You don't know which of these they're on.
EQUIFAX
TRANSUNION
EXPERIAN
In 90-minutes, I'll show you:
01
Why nothing you've tried has stuck
The letters, the dispute portals, the company you paid for a year. There's a reason all of it bounces off these accounts. Once you see it, you can't unsee it.
02
What makes a collector back down
There's a point where fighting to keep an account on your report costs a collector more than deleting it. Vance shows you where that point is.
03
How Vance works without charging you monthly
No subscription, no retainer, no twelve-month agreement. He'll lay out exactly how he gets paid so nobody's guessing.
Filed. Stamped. On the record.
These are pages from real case files in the U.S. District Court for the Western District of Oklahoma. You'll see my name on every one.
Offer of Judgment from the collector's lawyers (5:21-cv-00946-J, filed 12/09/21)
Offer of Judgment accepted (21-cv-00946-J, December 2021)
Notice of Settlement (5:22-cv-00198-HE, filed 03/15/22)
Notice of Settlement (5:21-cv-01110-C, filed 01/18/22)
Past results don't guarantee a similar outcome. Every file is different.
Don't take my word for it...
If they could do it, so can you!
$7
Why the cost?
I'm not charging $7 to make money. I'm charging it because it changes who shows up.
People who pay something, even a little, come ready. They've pulled their reports, they ask real questions, and they act on what they learn. That's the room I want you in.
It's not a deposit and it's not a fee for my help. It's you telling me you're serious, so I can spend my time on the people who'll be in the room.
MEET YOUR CREDIT DOCTOR
Vance Dotson
I've been going after debt collectors and credit bureaus over how they report consumer accounts since 2004.
That includes a single collector case that recovered $1.5 million. I work a limited number of files at a time and don't charge people a monthly fee unlike most credit repair companies. This class is LIVE and I'll stay on to answer as many questions as I can to best help you.
If you've got collections on your report, take a seat.
90-Minutes LIVE. Only $7. Walk out knowing why your disputes failed and what the next move is.
[DATE TBD] at [TIME TBD] CT
Vance Dotson is not an attorney and this class is education, not legal advice. Nothing on this page is a promise that any item will be removed from your credit report. Accurate, current and verifiable information generally stays on a report. Results described here are not typical and don't guarantee yours. Copyright © Vance The Credit Doctor. All rights reserved.